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The lender provides the cure amount, which may include past payment amounts due and owing, late fees, interest, attorney fees, Denver Public Trustee fees, and any other fees and charges associated with processing the foreclosure.

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Filing an Intent to Cure Cure Deadline Homeowners must file at least 15 days before the current auction date of their property in order to be guaranteed timely receipt of payment figures.

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For an Intent to Cure filed after that date, the lender’s attorney is not legally obligated to provide cure payment figures. Once a homeowner has filed an Intent to Cure, the Public Trustee will contact the lender’s attorney to obtain current cure figures. The foreclosing lender's attorney is required to supply cure figures to the Public Trustee within ten business days but no later than seven days prior to the sale at auction. The Public Trustee will then contact the homeowner with the cure figures.

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The homeowner will be contacted via telephone, mail and email, as listed on the Intent to Cure form submitted. If the Public Trustee does not speak to the homeowner in person and must instead leave a voicemail, the contact will still be considered complete. Once the homeowner has been given the cure payment figures, it is the responsibility of the homeowner to remit the correct payment to the Public Trustee by the deadline provided in order to stop the auction of the property.


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